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4099 Island Lakes Drive, Winter Haven, FL 33881

$399,000
BEDS3 BATHS2 full SQUARE FEET1,603 MLS#P4934266
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4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881

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4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881

Property Description

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $40,000 PRICE IMPROVEMENT!Lakefront living on the Chain of Lakes just became an incredible opportunity. Welcome to 4099 Island Lakes Dr - a well-maintained 3 bedroom, 2 bath block home offering breathtaking waterfront views and direct access to the Chain of Lakes.Major updates already handled with a brand new roof installed February 9, 2026, giving buyers peace of mind and potential insurance benefits. Combine that with a significant $40K price reduction, and this property stands out in today's market.Inside, you'll find a bright and open layout filled with natural light. The spacious living area flows seamlessly into the kitchen and dining space, ideal for entertaining or relaxing after a day on the water. The primary suite features beautiful lake views, a private bath, and generous closet space.Step outside to freshly installed sod and updated landscaping that enhances curb appeal and creates the perfect setting for outdoor gatherings. With direct lake access, enjoy boating, fishing, kayaking, and stunning sunset views right from your backyard.Whether you're searching for a full-time residence, seasonal escape, or lakefront investment, this Chain of Lakes home offers location, lifestyle, and value.Schedule your private showing today.

4099 Island Lakes Drive | MLS# P4934266

This single family home located at 4099 Island Lakes Drive, Winter Haven, FL 33881 is currently listed for sale with an asking price of $399,000. This property was built in 2006 and has 3 bedrooms and 2 full baths with 1603 sq. ft. Island Lakes Drive is located in the ISLAND LAKES subdivision. Search ISLAND LAKES real estate on jsaint.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Lot Size: 0.40 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $5,193
Year Built: 2006
Square Feet: 1,603

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
In Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Vaulted Ceiling(s)
Walk-In Closet(s)
Lighting

Feature Descriptions

Appliances: Dishwasher, Microwave, Range, Refrigerator
Body of Water: LAKE ROCHELLE
Days on Site: 345
Directions: From Hwy 27 head west on Hwy 544, right on Conine Dr East, over the bridge, right at the fork in the road, house is on the right.
Exterior: Block, Stucco
Flood Zone Code: X
Flooring: Laminate
Foundation: Slab
HOA Fee: 50/ Quarterly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: City Limits, Paved
Lot Dimensions: 0.4
Ownership: Fee Simple
Patio/Porch: Covered, Front Porch, Rear Porch, Screened
Pets Allowed: Cats OK, Dogs OK, Yes
Pets Restrictions: Please independently verify any pet restrictions with HOA.
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Lockbox, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Electricity Connected, Water Connected
Water: Public
Water Access: Lake - Chain of Lakes
Water Access Y/N: Yes
Waterfront Features: Lake Privileges, Skiing Allowed
Water View: Lake - Chain of Lakes

Listed By / Shown By

Listed By

Agency Name: KELLER WILLIAMS REALTY SMART 1
Agency Contact: 863-508-3000

Shown By

Agent Name: Jennifer Saint
Agent Phone: (904) 477-0891
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 2,473.16 per month $1,924.04 Principal & Interest $432.75 Property Tax $116.38 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/12/2026. The listing information on this page last changed on 03/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/12/2026 2:58:28 AM EST) or GAMLS (last updated Wed 03/11/2026 11:14:54 PM EST) or Stellar MLS (last updated Thu 03/12/2026 1:59:09 AM EST) or SPC MLS (last updated Wed 03/11/2026 11:20:33 PM EST) or Martin MLS (last updated Wed 03/11/2026 11:38:11 PM EST) or Indian River MLS (last updated Wed 03/11/2026 11:30:23 PM EST) or Daytona MLS (last updated Wed 03/11/2026 11:36:50 PM EST) or Northeast Florida MLS (last updated Thu 03/12/2026 12:18:43 AM EST) or Beaches MLS (last updated Thu 03/12/2026 2:36:11 AM EST) or BORMLS (last updated Wed 03/11/2026 11:16:09 PM EST) or Golden Isles MLS (last updated Wed 03/11/2026 11:26:30 PM EST) or Amelia/Nassau MLS (last updated Wed 03/11/2026 11:25:21 PM EST) or Dixie Gilchrist Levy MLS (last updated Wed 03/11/2026 11:42:21 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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